Guiding you through a range of lending...

Guiding you through a range of lending scenarios to find a suitable loan at a market-leading rate. At no cost to you, we provide you with mortgage advice and help you find the right loan. We take the hassle out of applying for a loan by comparing a substantial range of lenders, managing the paperwork and negotiating for a great rate on your behalf. We are also able to assist with children's loans and mortgage structure. *Licensed through Australian Finance Group Ltd. (AFG), Australian Credit License No. 389087.

Develop sustainable cash flow and savi...

Develop sustainable cash flow and savings strategies to pay off debt and grow your wealth. This can include gearing. We help you to get your finances in order so that you can better understand your saving potential and indentify opportunities to grow your wealth. As part of our ongoing relationship, we can then work with you and track your progress to achieving your financial goals. Our budgeting strategies are designed to deliver peace of mind with the knowledge that you are building for your future.

Comprehensive product advice and strat...

Comprehensive product advice and strategy to grow your super. Super can be seen as a complex area and with so many options to choose from, it can be very confusing to understand what is best for you. We provide personalised advice by conducting a comprehensive review to determine if your super is in the most appropriate product or investment vehicle for your circumstances. But your super is multi-faceted and by tying in advice on your investments, personal protection and estate planning, we can ensure you get the most out of your super, even while it retains its preserved status.

Research and construct portfolios incl...

Research and construct portfolios including gearing. Fee analysis and ongoing monitoring to help navigate market conditions. We are able to research and construct an investment portfolio that is in line with your attitude to investment risk. Through our regular reviews with you, we help you navigate through the ups and downs of changing market conditions.

To protect you and your family in the ...

To protect you and your family in the event of illness or loss of life. We are able to help you build an insurance portfolio for you and your family. As a result, you will have peace of mind in your financial stability in the case of either, you or your partner, suffering an unexpected event.

Guiding you through the process, provi...

Guiding you through the process, providing the best opportunity for a successful claim. If you or your family need to make a claim on your insurance, we are able to provide assistance to you during this difficult time. We liaise with the insurer to help you with the claim process to provide the best opportunity for a successful claim.

Working with your solicitor to deliver...

Working with your solicitor to deliver an appropriate plan. Estate Planning is a vital part of our service as it ensures you, your partner and dependants have the appropriate documents if you were to fall ill or pass away. Together with your solicitor we are able to develop an appropriate estate plan so you can feel comfortable that you and your family will be taken care of in the most effective and efficient manner. Where appropriate, we assist your solicitors in developing testamentary trusts under the guidance of your accountants to ensure beneficiaries receive the tax benefits available through these programs.

Providing advice on the repatriation o...

Providing advice on the repatriation of your overseas retirement savings. The rules associated with the movement of super and pensions between countries can be complex and the process itself can often be a long endeavour. We are able to assist you, navigating through the extensive rules countries impose on the movement of funds.

Partnering with your accountant to bec...

Partnering with your accountant to become tax efficient. It is important to consider tax-effective strategies to ensure more of your money ends up where you would like it to go – working toward your financial goals. Partnering with your accountant, we aim to become tax efficient and assist you in making your funds work better for you. We include strategies that may extend to your beneficiaries even after you have passed away.

Creating strategies to either build we...

Creating strategies to either build wealth, preserve your capital, or both. How your portfolio is invested should reflect your objectives: to receive regular income, long-term wealth creation, or both. At Kabel we develop tailored portfolios to meet your objectives.

Informing you of government benefits a...

Informing you of government benefits and any changes to the eligibility criteria. Strategy to help you receive maximum benefits. It’s important to know that the Government may be able to help you with your finances. Every dollar you receive from the Age Pension or other Government program can make a difference to your overall standard of living, whether pre-retirement or post retirement. It’s important to understand the rules associated with such benefits and that's where we can help.

Navigate the complex structure of aged...

Navigate the complex structure of aged care, optimising your finances for the chosen care facility. The financial implications of Aged Care or Home Care are complex, with relevant facts and figures changing regularly throughout each year. At Kabel we can provide a full explanation of Aged Care fees and charges as well as the implications for ongoing entitlements from Centrelink or DVA, including scenarios which illustrate the financial consequences of retaining, renting, or selling the family home.

Our expertise in company sponsored superannuation arrangements assist private and public compani...

Our expertise in company sponsored superannuation arrangements assist private and public companies and their employees. This should ensure your company superannuation plan stays compliant with constantly changing legislation and regulations. Whilst satisfying the legal obligations, we can help you incorporate additional employee benefits within the plan, which would encourage staff loyalty and enhance morale.

We work directly with employees to make sure they understand and take advantage of the benefits ...

We work directly with employees to make sure they understand and take advantage of the benefits provided by their employer. Our different service packages provide financial education in various formats such as group seminars, webinars or speaking directly with an authorised representative. The benefits offered can be of general information only or personalised. This includes consolidation of super, death benefit nominations, setting savings target for retirement planning, assessment of insurance needs and investment portfolio construction. We offer our full suite of personal services to help employees and their families implement comprehensive strategies to achieve lifestyle and financial goals.

To protect the employee and their family in the event of illness or loss of life ...

To protect the employee and their family in the event of illness or loss of life whilst taking advantage of applying as a group that can include automatic acceptance without medical underwriting.

Success depends upon the ability and brains of the men and women who work in the business....

Success depends upon the ability and brains of the men and women who work in the business. You need to look after them and insure against the possibility of losing them.

A holistic approach with regular revie...

A holistic approach with regular reviews to ensure you're on the way to meeting your retirement goals. Planning for your retirement is a unique personalised experience. We work closely with you to design a retirement plan ensuring that we identify and set targets. This requires a holistic approach from the outset, where throughout each review we assist you to make the adjustments needed as a result of changes to legislation and your personal circumstances.